SBI Savings Account Opening: Required Documents, Deposit Amount & Full Guide (2026)

Opening a State Bank of India (SBI) Savings Account is simple and convenient. SBI is India’s largest public sector bank, trusted by millions of customers across India. It offers secure banking services including UPI, YONO app, Internet Banking, ATM access, and SMS alerts.

If you are planning to open an SBI savings account, this article explains the required documents, initial deposit amount, eligibility, and important points in a clear and easy manner.

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Required Documents (In Short) 

PAN Card • Aadhaar Card • Active Mobile Number • 2 Recent Passport Size Photos
👉 It is best to visit the branch with ₹2,000–₹3,000 cash for smooth account opening.

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Why Choose SBI Savings Account?

SBI savings account is suitable for almost everyone, including students, salaried employees, self-employed individuals, and senior citizens.

Key benefits include:

• Nationwide branch & ATM network

• UPI, YONO & Internet Banking facilities

• Safe and trusted government bank

• Easy account opening process

• Strong customer support

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SBI Savings Account Opening – Required Documents

To open an SBI savings account, customers must complete KYC (Know Your Customer) formalities. Below is the updated and commonly accepted document list.

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1. PAN Card (Recommended)

• PAN Card is highly recommended for smooth account opening

• If PAN card is not available, Form 60 can be submitted

• Form 60 is available at the SBI branch

👉 PAN helps in tax compliance and avoids future account restrictions.

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2. Proof of Identity & Address

Any one of the following documents is accepted:

• Aadhaar Card (Recommended)

  • Faster KYC verification

  • Easy UPI registration

  • Quick YONO / Internet Banking activation

OR

• Voter ID Card

• Driving Licence

👉 Aadhaar is the best option for faster processing and digital banking services.

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3. Active Mobile Number (Mandatory)

An active mobile number is compulsory for:

• OTP verification

• UPI registration

• YONO app activation

• Internet Banking alerts

• Transaction SMS updates

The mobile number should be active and accessible to the account holder.

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4. Passport Size Photographs

• 2 recent passport size photographs

• Photos should be clear and latest

These are required for bank records and passbook.

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Initial Deposit Requirement (Important)

At the time of opening an SBI savings account, the bank may ask for an initial deposit.

In many SBI branches, customers are commonly asked to deposit ₹2,000 to ₹3,000.

👉 Tip: Going to the branch with ₹2,000–₹3,000 cash in hand is the best option to complete account opening smoothly without repeat visits.

📌 This is not a fee. The money remains in your savings account and can be used after activation.

The exact amount may vary depending on:

• Branch location

• Type of savings account

• Current SBI guidelines

Always confirm with your branch.

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Eligibility to Open SBI Savings Account

• Indian resident individual

• Age: 18 years or above

• Minors account available with guardian

• Valid KYC documents

• Active mobile number

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How to Open SBI Savings Account?

You can open an SBI savings account using two methods:

1. Offline Method (Branch Visit)

• Visit nearest SBI branch

• Submit required documents

• Fill account opening form

• Complete KYC verification

• Deposit initial amount if required

2. Online Method (YONO App)

• Download YONO SBI app

• Select “Open Savings Account”

• Complete Aadhaar-based e-KYC

• Visit branch once if required

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Minimum Balance Requirement

• SBI also offers Zero Balance Savings Account under specific schemes

• Regular savings accounts may have minimum balance rules depending on location

Always confirm minimum balance details from your SBI branch.

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Important Points to Remember

• Documents must be original and valid

• Mobile number must be active

• Name and details should match across documents

• Providing PAN helps avoid future limitations

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Disclaimer

This article is for informational purposes only. Document requirements, initial deposit amount, rules, and procedures may change as per State Bank of India (SBI) policies or RBI guidelines. Please visit your nearest SBI branch or official SBI website for the latest and accurate information.

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Frequently Asked Questions (FAQ)

Q1. Is PAN card mandatory for SBI savings account?
No. If PAN is not available, Form 60 can be submitted.

Q2. Can I open SBI account without Aadhaar?
Yes. Voter ID or Driving Licence is accepted, but Aadhaar is recommended.

Q3. Is mobile number compulsory?
Yes. An active mobile number is mandatory.

Q4. How many photos are required?
You need 2 recent passport size photographs.

Q5. How much cash should I carry to open SBI account?
It is best to carry ₹2,000–₹3,000, as many branches ask for this initial deposit.

Q6. Can I open SBI savings account online?
Yes. You can apply through the YONO SBI app, subject to verification.

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Final Words

Opening an SBI savings account is easy when you keep all required documents ready. Carrying ₹2,000–₹3,000 cash, along with PAN and Aadhaar, helps complete the process faster and enables quick activation of UPI, YONO, and Internet Banking services.

If you found this guide helpful, share it with others who are planning to open an SBI savings account.

Airtel Payment Bank Charges, Upi Limit, ATM charges update 2025

📢 Airtel Payments Bank Charges, UPI & ATM Limits [2024–2025]

Airtel Payments Bank has released an updated schedule of charges effective from July 1, 2024 and July 1, 2025 for account maintenance, UPI usage, debit cards, AEPS withdrawals, and more.

📋 Airtel Payments Bank – Key Charges & Limits

Feature	Details	Effective Date / Notes
Account Facilitation Charge	₹100 (incl. GST)	One-time
Annual Subscription	₹100 + 18% GST	Removed from 1st July 2024
Account Maintenance	₹50 + 18% GST / Quarter	Effective 1st July 2025
Operation Charge	₹15 + 18% GST / Quarter	Removed from 1st July 2024
SMS Alert	₹0.30 + 18% GST per SMS	As per usage
UPI Limit (GPay, PhonePe, Paytm, etc.)	₹1,00,000/day	All UPI apps
Cash Deposit (App/Internet Banking)	Free	All slabs
Cash Deposit via Agent	₹0–₹25K: Free ₹25K–₹50K: 0.5% >₹50K: 0.75%	Based on amount
Cash Withdrawal	₹0–₹10K/month: Free Beyond: 0.65%	Monthly basis
IMT Withdrawal (App)	Free	Send or self-withdraw
AEPS Withdrawal (Airtel Bank)	Free (2/day, 10/month, ₹50K/month)	Max ₹10K per transaction
AEPS Withdrawal (Other Banks)	3 Free, then ₹15 + GST	Monthly limit
Money Transfer	Free	To any bank
Virtual Debit Card	₹50 + 18% GST	One-time fee
Physical Debit Card (Personalized)	₹349	Annual charge: ₹199 till 31 Dec 2024, ₹299 from 2025
ATM Metro (Other Bank)	3 Free/month (1 for current account), ₹21 + GST thereafter	Major cities
ATM Non-Metro	5 Free/month (1 for current account), ₹21 + GST thereafter	Mini Statement: ₹9 + GST
Max Withdrawal per Txn	₹25,000	Per transaction
Max Monthly Withdrawal	₹5,00,000	All methods combined
Max Account Balance	₹1,97,000	*T&C apply
Monthly Transfer Limit (With PAN)	₹6,00,000	Full KYC
Monthly Transfer Limit (No PAN)	₹2,00,000	Limited KYC
Interest Rate (Savings A/C)	2% up to ₹1L 7% above ₹1L	Auto credit

📌 Final Thoughts

With most digital services including UPI, IMT, and bank transfers remaining free, Airtel Payments Bank remains a smart digital banking option. Make sure to stay within free limits and keep your PAN updated for maximum benefits.

SBI Student Account or Minor Account Opening Document Requirements

 SBI Student Account or Minor Account Opening Document Requirements:

1. Aadhaar Card (Mandatory for identity verification)
2. Two Passport-size Photos
3. Mobile Phone (Must bring for OTP verification through SMS)
4. PAN Card

If PAN Card is not available:

• The student (minor) must bring their Birth Certificate.
• The Guardian's Voter ID card is also required for submission.

These documents ensure a smooth and compliant process for opening a minor account at SBI.

Landless Certificate Format Manipur Download | Landless Certificate Format download for Manipur – PDF and Editable MS Word (.doc) Files

     Are you looking format to apply for a landless certificate in Manipur? just can’t seem to find it, you’re not alone! After extensive searching, I realized that this specific format wasn’t easily available, so I’m excited to be sharing it here for the first time on the internet, just for you.

     In this post, I’m sharing both the PDF format and an editable MS Word (.doc) file for your convenience. This format is essential for those applying to get a landless certificate from the Sub-Divisional Officer (SDO) or Sub-Divisional Collector (SDC) in Manipur.

    The required format needs to be filled out and signed by relevant authorities such as the Pradhan, Up-Pradhan, for Village/Panchayat area. Ward Councillor, or Chairperson for municipal areas.

Simply download the files from the links below, fill in your details, and submit them to the concerned authorities.

• Download the files here:

• PDF Format for Kakching District: Download PDF
• PDF Format for Bishnupur District: Download PDF
• PDF Format for Imphal East District: Download PDF
• PDF Format for Imphal West District: Download PDF
• PDF Format for Thoubal District: Download PDF

    

• Download the MS Word Editable file for all district here:

• Editable MS Word (.doc) Format: Download Word File

Make sure to get the appropriate signatures before submitting!

Kakhuigai Kabui folk tale | Kabui folk tale Kakhuigai

  Once upon a time, there lived a woman in a lonely village. She was expecting a baby soon. But her husband had died before she delivered her child. One day, with a sham on her head, she went out to pick flowers and collect some firewood. On the way, she met a huge python. She was frightened. She could not move because of fear. The python was also surprised to see a human being. Neither the widow nor the python moved for some time. A little later, the widow broke the silence, “O great python, I am a helpless woman. I cannot even hunt animals. If I had been a man I would have fought you.”   

  

Then she pleaded, “Let the child I am going to bear be a boy. When he grows up, he will fight you. Let his name be called Kakhuigai. When the time comes I’ll bring him to you. Please wait till that time.”

The python felt pity for the widow. It decided to wait for the time. The widow folded a piece of cloth and gave it to the python to lay its head on. The python crawled and rested its head on the folded cloth. The widow came back home happily.

After a few days, the widow went to the spot to check whether the python was still there. To her surprise, she found that it was still there. Days and months passed and the widow finally gave birth to a son. The child was called Kakhuigai. As the child grew up, the widow secretly went to see the python. It was still waiting for the boy to grow up and fight him. She thanked the python and said, “O revered python, with your blessings I have given birth to a son. His name is Kakhuigai. He is growing up. Please wait till he grows into a young man. When the time comes, I’ll bring him to you.”

Years passed. Kakhuigai grew into a strong young man. One day, his mother called him and narrated the story of her encounter with the python. She told him about the promise that she had made to the python. Kakhuigai felt sad. Seeing this, the widow said lovingly, “Kakhuigai, my dear son, don’t worry. Consider yourself lucky. It is not an ordinary python; it is a spirit. You will not go alone. I will request the entire village to go with you. You will be accompanied by your kinsmen, uncles and cousins. We will take gifts and other offerings to the spirit. It will bless you.” Assured by his mother, Kakhuigai felt happy.

From that day onwards, the widow brewed wine. She took the wine to the village elders and requested them to accompany her son when he went to meet the python. The villagers decided to catch the python soon. The next morning, the widow and her son prepared the offerings – crushed ginger, sprouted paddy, herbs and wine. Along with the villagers they approached the python. The widow spoke, “O great python, I have brought my son along with offerings for you. Please accept them.” Kakhuigai made the offerings, spread a large piece of cloth over the python’s head and prayed loudly, “ O revered python, please lead me home.” The python slowly raised its head and started to lead Kakhuigai and his mother. They were followed by the villagers. When they reached the outskirts of the village, the python showed Kakhuigai the Pakhang-phan meant for the young unmarried males and the Leisa-phan meant for the young unmarried females. Initiating the rites, the python raised its head on a block of wood placed by the young man. Then, Kakhuigai lifted its head with a pair of wooden tongs and prayed to show him the spot to lay his sword. Soon, the python showed him the spot. Kakhuigai beheaded the python and split its belly with a sharp knife. Inside its belly, he found a magic box. Finishing the rituals, the python was cut into seven parts, cooked and eaten with a lot of merrymaking in the entire village. Its head was hung on the threshold of Kakhuigai’s home.

Because of the magic box, Kakhuigai grew richer day by day. He became a wealthy man and soon married the village chief’s daughter. The following year, his wife gave birth to a son. He was named Galsungsung. A few years later, Kakhuigai’s mother died. Soon, the magic box became an object of envy and all his relatives tried to steal it. They poisoned his family’s food. Kakhuigai, his wife and his child began to suffer from many diseases. Soon, Kakhuigai and his family died leaving the magic box behind. But all his relatives fought over the box. It fell down on the ground and broke into pieces.

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Manipur Chief Minister N. Biren Singh

 

Nongthombam Biren Singh (born on 1st January, 1961) is an Indian politician and former footballer and journalist. He is the present Chief Minister of Manipur.

He began his career as a footballer and got recruited in the Border Security Force (BSF) playing for its team in domestic competitions. He resigned from the BSF and turned to journalism. Despite having had no formal training and experience, he began the vernacular daily Naharolgi Thoudang in 1992 and worked as the editor till 2001.

Turning to politics in 2002, Singh joined the Democratic Revolutionary Peoples Party and won the assembly elections from Heingang Assembly Constituency. He retained the seat in 2007, contesting from Indian National Congress ticket after joining the party in 2003. He continued to serve the state in the capacity of a Cabinet Minister till February 2012. He quit the party in 2016, before joining the Bharatiya Janata Party. In 2017, he retained his seat from Heingang Assembly Constituency again and was named the 12th Chief Minister of Manipur. He won the floor test in the floor of the Assembly with the support of 33 MLAs of BJP and its allies.

Political career.

In 2002, he was elected to the Legislative Assembly of Manipur, as the Democratic Revolutionary Peoples Party candidate in the Heingang Assembly Constituency. He later joined the Indian National Congress.

In March 20th, 2002, he moved a Private Members Resolution for an unanimous decision by the House to declare that the People of Manipur irrespective of caste and tribes will live together hence-forth without any discrimination by forgetting all the past mistakes/misdeeds.

In May 2003, he was appointed Minister of State of Vigilance in the Manipur state Government. Also he was given the portfolio of Forest & Environment Minister (Ind. Charge) and held the position of Chairman, Manipur Pollution Control Board as well.

In 2007, he retained his Assembly seat, contesting on behalf of the Indian National Congress. He was later appointed as the Minister of Irrigation & Flood Control and Youth Affairs & Sports and Consumer Affairs & Public Distribution (CAF&PD) in the State Government. In 2012, he again retained his Assembly seat for the third consecutive term.

In September 2015, Biren stated that the recently passed bill in the Manipur Legislative Assembly to protect indigenous peoples would not harm any community in the state.

In October 2016, Biren resigned from the Manipur Legislative Assembly and the Manipur Pradesh Congress Committee, this came after revolt against the then Chief Minister of Manipur, Okram lbobi Singh.

N. Biren Singh formally joined the BJP on 17th October 2016 and later became the Spokesperson and Co-convener of the Election Management Committee of BJP Manipur Pradesh. He won the 2017 Manipur Legislative Assembly Election from Heingang Assembly Constituency for the record 4th time.

In March 2017, he was elected as the leader of the BJP Legislatures Party in Manipur and with a majority of MLAs having been presented to the Governor, he was sworn in as Chief Minister of Manipur on 15th March 2017. He is the first ever BJP Chief Minister in Manipur.

Manipur Health Card PMJAY, Ayushman Bharat Manipur

State Health Agency (SHA), Government of Manipur provide some FAQ bellow.


1. What is AB-PMJAY?
AB-PMJAY (Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana) is a health scheme launched by the Government of India in September, 2018.

It provides free hospitalization benefits of upto Rs.5 lacs per year per family.

2. Is the Rs 5 lacs free hospitalization one time - or possible for various treatments?*
Rs. 5 lacs free hospitalization benefits can be availed multiple times for various treatments.

3. If I am eligible, what about the rest of my family?
If you are eligible, rest of your family members are also eligible.

4. What documents do I need to upload to enroll?
In order to enroll, you need two types of IDs, personal ID and family ID.

For personal ID: you can use any government certified ID like Voter ID, Pan card, Driving License etc. But not Aadhar Card.

For family ID: you can use
(i). Ration card or
(ii). PM's letter or
(iii). SHA-Approved Annexure.

If you use the Ration Card, please ensure you also mention the ration card number when you fill up the form. Also, please upload both the
- ration card page that has your entire family's name, and
- the page that has the cardholder's name

5. What is the "PM's Letter"?*
PM's letter is a letter that was sent by the Honourable Prime Minister Narendra Modi to eligible PMJAY beneficiaries of India. The letter highlights the benefits of PMJAY scheme and provides the list of eligible family members as well

6. What if I don't have PM letter?*
 If you don't have PM letter, upload your ration card (front and back) or the SHA-approved Annexure.

Please take care to mention the ration card number.

7. How about those in villages who do not have access to internet and don't know online enrollment?

Villages without access to internet can apply through the offline enrollment by visiting the nearest government empanelled hospitals like RIMS, JNIMS, all District Hospitals as well as registered Common Service Centres (CSCs) in their areas. SHA staffs are there to help you out.

State Health Agency (SHA) will also organize village-level enrollment drives once the lockdown is lifted.

8. How about elderly persons who do not know how to enroll online?

Their children/caretakers can help in enrollment. In fact, anyone who uses whatsapp, facebook etc, can easily do it.

9. When will the offline enrollment process start?
Offline enrollment is currently done by CSCs (Common Service Centres) and in empanelled hospitals. You can always go to these hospitals for offline enrollment.

The offline enrollment camps will begin once the lockdown ends, however.

10. After online registration, how will I know if am enrolled?
You will get a phone call from our helpline number (1800-103-2015). You and your family members will then be requested to come and get your brand new PMJAY card

11. Can I use my PMJAY Card outside Manipur?*
Yes. You can use your PMJAY card anywhere in the country

12. What helpline number should I call to inquire about the enrollment process if I have any difficulty?
You can call our toll-free number 1800-103-2015 to inquire about the enrollment process.